Blog

In this section you will find a full list of all the articles and contributions made by Haj Financial. These articles are intended to give you an idea of several topics. But we always encourage you to talk with an advisor prior making a desicion. Enjoy!

And remember, if you have further questions you can always visit our FAQ’s section or contact us here!

What Receipts Should You Save?

What Receipts Should You Save?

Medical & Dental Expenses Insurance premiumsPrescription medicinesInsulinMedical examsX-ray and lab servicesDiagnostic testsFull body scanBlood sugar test kitPregnancy testNursing HelpHospital Care Stop-smoking Program Weight-loss Program Medical treatment for...

Tax Tips for Homes and Rental Property

Tax Tips for Homes and Rental Property

Most expenses incurred when buying a home such as broker’s commission, attorney’s fees, recordings fees, owner titles insurance and transfer taxes are not tax deductible but they are added to the cost basis of the home.Buying a HomeOwning a home You may deducti. Real...

ADVANTAGES AND DISADVANTAGES OF OWNING A HOME

ADVANTAGES AND DISADVANTAGES OF OWNING A HOME

The declining economy has dramatically changed the housing market in the past two years, but if you are qualified and looking to buy a new home, this could be the best time to do so. Interest rates are at historic lows, house prices have declined more than 30%, and...

INVESTING IN LAND

INVESTING IN LAND

Many investors would probably agree that investing in underdeveloped land is the riskiest of all the different types of real estate investment vehicles.  Therefore, most financial advisors would not recommend investing in land for reasons such as: Land does not...

SAVING TIPS

SAVING TIPS

Most people want to know the quickest and easiest way to save money.  Unfortunately, there is usually no quick way to save money.  However, there are little tips you can follow that could potentially save you thousands of dollars annually.  Here are a...

UNDERSTANDING TERM LIFE INSURANCE

UNDERSTANDING TERM LIFE INSURANCE

What is Term Life Insurance?             Term Life Insurance may be simply defined as “A financial contract that provides a specified death benefit but no cash build up or investment component.”  The...